Don’t Be Haunted By Financial Ghosts Of The Past
Just because you made a financial mistake in the past doesn’t mean you have to pay for it forever. That is of course as long as you’ve taken care of the issue and made sure that it’s showing up in your...
View ArticleDon’t Regret Making These Financial Decisions
We’re flashing back this Friday to last year’s post from Elaina about financial decisions you will likely regret. I try to live life for today and I’ve seen enough to know that life’s too short....
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How Zombies And Debt Are Eerily Alike
We’re flashing back this Friday to this post about debt and how it can be like zombies. And don’t forget that LSS is here to help you conquer your debt, including your zombie debt. I watch The Walking...
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Signs Debt Is Stressing You Out And What To Do Next
No one enjoys being stressed out. It affects every aspect of our lives, from relationships to mental health to physical health and more. This week’s flashback Friday post talks about how you can tell...
View ArticleHow To Bounce Back From A Financial Emergency
Many of our posts have covered how to prepare for a financial emergency or what to do when one comes up. But we haven’t really addressed the post-emergency. So here are tips to get back on track when...
View ArticleHow NOT To Use Credit Cards
I have a credit card that I use every once in a while. This particular credit card company (that shall remain nameless) sent me an email this week explaining four major perks of having this credit...
View Article3 Things You’ll Learn After Paying Off Your Credit Cards
I started out with LSS as a Financial Counselor and met with people from a variety of situations, debt balances, and income levels. While I don’t counsel anymore, I receive testimonials from the people...
View ArticleWatch Out For These Warning Signs Of Having Too Much Debt
As I’ve discussed in a previous blog, getting into debt is easy. It’s exciting to buy new and shiny things or take a trip. Or sometimes your hot water heater breaks down and you charge a new one...
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3 Steps To Take To Break The Debt Cycle
We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose...
View ArticleA Letter About Your Student Loans And Credit Cards From Your Financial Counselor
Dear Friend- I am worried about your financial wellness. You tell me you have student loan debt, credit card debt and not much money saved for retirement. Have you been able to log onto...
View ArticleOnline Shopping: How Websites Get Us To Overspend
You can buy almost anything while shopping online these days…from clothes to furniture to food and even vehicles. While it is convenient and sometimes there are cost saving benefits, there are also...
View ArticleWhat To Do About Those Black Friday Charges
This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really). So what next? If you got some amazing Black...
View ArticleWhat To Do If You’re Behind On Your Bills
There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason, here’s...
View ArticleLast Minute Holiday Shopping Tips To Keep You Free Of Debt Stress
With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget. They simply pull out their credit cards and assume they will figure out how to pay for things...
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Here’s The Cure For Your Holiday Shopping Hangover
Christmas was yesterday so you may be wondering: why do I need to think about this right now? It’s because debt is more urgent than you may realize. If you used credit cards for Christmas presents or...
View ArticleWhat Will My Holiday Charges Actually Cost Me?
Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged,...
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Managing Debt As An Active Service Member In The Military
Members of the military face unique situations and challenges that civilians do not. For example, active service members face the possibility of deployment and sometimes continuous relocation. A 2014...
View ArticleShould I Use Home Equity To Pay Off Credit Cards?
There’s no doubt that dealing with debt is stressful. But should you use your home equity to pay it off? Read this Flashback Friday post from Ashley before making the decision. With a fixed income,...
View ArticleStill Helping Your Adult Children?
Our blog on parents helping grown children continues to be our number one read blog 4 years in a row! There is a reason for this: it is a pervasive and disturbing issue for families. I know I see it...
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