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Channel: credit cards – LSS Financial Counseling presents Sense and Centsibility
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A Letter About Your Student Loans And Credit Cards From Your Financial Counselor

Dear Friend- I am worried about your financial wellness.  You tell me you have student loan debt, credit card debt and not much money saved for retirement. Have you been able to log onto...

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Online Shopping: How Websites Get Us To Overspend

You can buy almost anything while shopping online these days…from clothes to furniture to food and even vehicles. While it is convenient and sometimes there are cost saving benefits, there are also...

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What To Do About Those Black Friday Charges

This Friday we’re flashing back to a post from last year talking about how to deal with credit card charges from Black Friday (or any other day really).  So what next? If you got some amazing Black...

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What To Do If You’re Behind On Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason, here’s...

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Last Minute Holiday Shopping Tips To Keep You Free Of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things...

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Here’s The Cure For Your Holiday Shopping Hangover

Christmas was yesterday so you may be wondering: why do I need to think about this right now? It’s because debt is more urgent than you may realize. If you used credit cards for Christmas presents or...

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What Will My Holiday Charges Actually Cost Me?

Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged,...

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Managing Debt As An Active Service Member In The Military

Members of the military face unique situations and challenges that civilians do not. For example, active service members face the possibility of deployment and sometimes continuous relocation. A 2014...

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Should I Use Home Equity To Pay Off Credit Cards?

There’s no doubt that dealing with debt is stressful. But should you use your home equity to pay it off? Read this Flashback Friday post from Ashley before making the decision. With a fixed income,...

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Still Helping Your Adult Children?

Our blog on parents helping grown children continues to be our number one read blog 4 years in a row! There is a reason for this: it is a pervasive and disturbing issue for families. I know I see it...

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